Benefit Plan Strategies LLC
Term Life Quotes
Together with our sales/service team, we can offer products from any of the carriers below. For real time quotes, visit our real time quoting engine for the most competitive prices. Once you have preliminary quotes, I can help you to sort through the options.
Click below to save money on term life insurance -- shop our extensive list of insurance carriers in just moments, then quote and apply online, or let me do the work for you.
Carriers by Product
One Year Term
American General Life
American National
AXA
Global Atlantic
MetLife Insurance Co. USA
New York Life
Prudential
Security Mutual Life of NY
Transamerica
​
Five Year Term
Americo Life (impaired risk)
Minnesota Life
New York Life
Securian Life
​
Ten Year Term
American General Life
American National
American National Life of NY
Americo Life (impaired risk)
Ameritas Life
Assurity Life
AXA
First MetLife Investors (NY)
Foresters Financial
Global Atlantic
John Hancock (USA)
John Hancock of NY
Legal & General (Banner/William Penn of NY)
Life Insur. Co. of the Southwest
Lincoln Life
Lincoln Life & Annuity of NY
MetLife Insurance Co. USA
Minnesota Life
National Life
Nationwide
New York Life
North American
Principal
Protective Life
Protective Life & Annuity (NY)
Prudential Financial
Securian Life
Security Mutual Life of NY
Symetra
Transamerica
United Of Omaha
United States Life of NY
​
Fifteen Year Term
American General Life
American National
American National Life of NY
Ameritas Life
Assurity Life
AXA
Companion Life (NY)
First MetLife Investors (NY)
John Hancock (USA)
John Hancock of NY
Legal & General (Banner/William Penn of NY)
Life Insur. Co. of the Southwest
Lincoln Life
Lincoln Life & Annuity of NY
MetLife Insurance Co. USA
Minnesota Life
National Life
Nationwide
New York Life
North American
Principal
Protective Life
Protective Life & Annuity (NY)
Prudential Financial
Securian Life
Security Mutual Life of NY
Symetra
Transamerica
United Of Omaha
United States Life of NY
​
Twenty Year Term
American General Life
American National
American National Life of NY
Ameritas Life
Assurity Life
AXA
Companion Life (NY)
First MetLife Investors (NY)
Foresters Financial
Global Atlantic
John Hancock (USA)
John Hancock of NY
Legal & General (Banner/William Penn of NY)
Life Insur. Co. of the Southwest
Lincoln Life
Lincoln Life & Annuity of NY
MetLife Insurance Co. USA
Minnesota Life
National Life
Nationwide
New York Life
North American
Principal
Protective Life
Protective Life & Annuity (NY)
Prudential Financial
Securian Life
Security Mutual Life of NY
Symetra
Transamerica
United of Omaha
United States Life of NY
​
Twenty Five Year Term
American General Life
Foresters Financial
Protective Life & Annuity (NY)
Transamerica
United States Life of NY
​
Thirty Year Term
American General Life
American National
American National Life of NY
Ameritas Life
Assurity Life
Companion Life (NY)
First MetLife Investors (NY)
Foresters Financial
Global Atlantic
Legal & General (Banner/William Penn of NY)
Life Insur. Co. of the Southwest
Lincoln Life
Lincoln Life & Annuity of NY
MetLife Insurance Co. USA
Minnesota Life
National Life
Nationwide
North American
Principal
Protective Life
Prudential Financial
Securian Life
Symetra
Transamerica
United of Omaha
United States Life of NY
​
Return of Premium Term
American General Life
Assurity Life
Prudential Financial
United of Omaha
​
Survivorship Term
John Hancock (USA)
Protective Life
Term/UL
Protective Life
Universal Life
American General Life*
American National*
American National Life of NY*
Ameritas Life
Assurity Life
AXA
Companion Life (NY)
Foresters Financial
Global Atlantic
John Hancock (USA)*
John Hancock of NY
Legal & General (Banner/William Penn of NY)
Life Insur. Co. of the Southwest
Lincoln Life*
Lincoln Life & Annuity of NY
MetLife Insurance Co. USA
Metropolitan Life (NY)
Minnesota Life
National Life
Nationwide*
New York Life
North American*
Penn Mutual*
Principal*
Protective Life*
Protective Life & Annuity (NY)
Prudential Financial*
Security Mutual Life of NY*
Symetra*
Transamerica*
United of Omaha*
United States Life of NY
Voya ReliaStar Life of NY
Voya Security Life of Denver
*carrier offers products with lifetime guarantees
Survivorship Universal Life
American General Life*
Ameritas Life
AXA
Companion Life (NY)
John Hancock (USA)*
John Hancock of NY
Lincoln Life*
Lincoln Life & Annuity of NY
MetLife Insurance Co. USA
Metropolitan Life (NY)
Minnesota Life*
National Life
Nationwide*
New York Life
Principal*
Protective Life*
Prudential Financial*
Securian Life
Security Mutual Life of NY
Symetra*
Transamerica
United of Omaha*
Voya ReliaStar Life of NY
Voya Security Life of Denver
*carrier offers products with lifetime guarantees
​
Indexed Universal Life
Allianz Life
American General Life
American National
American National Life of NY
Ameritas Life
AXA
Companion Life (NY)
Global Atlantic
John Hancock (USA)
John Hancock of NY
Life Insur. Co. of the Southwest
Lincoln Life
Minnesota Life*
National Life
Nationwide*
North American*
Penn Mutual*
Principal
Protective Life*
Prudential
Securian Life
Transamerica
United of Omaha
United States Life of NY
Voya ReliaStar Life of NY
Voya Security Life of Denver
*carrier offers products with lifetime guarantees
​
Survivorship Indexed Universal Life
Allianz Life
American General Life
AXA
Global Atlantic
John Hancock (USA)
John Hancock of NY
Life Insur. Co. of the Southwest
Lincoln Life
Minnesota Life*
National Life
North American
Penn Mutual*
Prudential Financial
Securian Life
United States Life of NY
*carrier offers products with lifetime guarantees
​
Single Premium Universal Life
American General Life (financial institution approval needed)
​
Whole Life - Participating
American National
Ameritas Life
Assurity Life
Foresters Financial
Guardian
Life Insur. Co. of the Southwest
Metropolitan Life
Minnesota Life
National Life
New York Life
Penn Mutual
Security Mutual Life of NY
​
Whole Life - Interest Sensitive/Non-Participating
American General Life
Assurity Life
AXA
Nationwide
Transamerica
United of Omaha
​
Survivorship Whole Life
Guardian
National Life
New York Life
​
Single Premium Whole Life
Assurity Life
Foresters Financial
Western & Southern
​
Variable Universal Life
American General Life*
AXA
John Hancock (USA)
John Hancock of NY
Lincoln Life*
MetLife Insurance Co. USA*
Minnesota Life*
Nationwide*
New York Life
Penn Mutual*
Principal
Protective Life*
Prudential Financial*
Transamerica
Voya Security Life of Denver*
*carrier offers products with lifetime guarantees
​
Survivorship Variable Universal Life
AXA
John Hancock (USA)
John Hancock of NY
Lincoln Life*
Nationwide*
New York Life
Voya Security Life of Denver
*carrier offers products with lifetime guarantees
​
High Early Cash Value
AXA
Global Atlantic
Guardian
John Hancock (USA)
John Hancock of NY
Lincoln Life
Lincoln Life & Annuity of NY
Minnesota Life
Nationwide
North American
Penn Mutual
Principal
Protective Life
Prudential Financial
Security Mutual Life of NY
Voya Security Life of Denver
​
Simplified Issue (Individual Life)
Assurity Life
Columbian
Companion Life (NY)
Foresters Financial
Gerber Life
John Hancock (USA)
Mutual of Omaha
Nationwide
Transamerica
​
Guaranteed Issue (Individual Life)
Columbian
Gerber Life
​
Guaranteed Issue (Accidental/AD&D)
American General Life (AD&D)
Gerber Life (AD&D)
Mutual of Omaha (Accident Only)
Fixed Annuities
Allianz Life
Allianz Preferred
American General Life
American National
American National Life of NY
Assurity Life
Athene
Companion Life (NY)
Delaware Life
Foresters
Global Atlantic
Great American
Integrity Life
Life Insur. Co. of the Southwest
Lincoln Financial
Minnesota Life
National Integrity Life (NY)
Nationwide
New York Life
North American
Penn Mutual Life
Principal
Protective Life
Securian
Security Mutual Life of NY
Symetra
The Standard
United of Omaha
United States Life of NY
Voya Reliastar Life of NY
Voya USA Annuity & Life (USG)
Western National Life
​
Rated Age Annuities
United Of Omaha
​
Group Annuities
American General/US Life.
Metropolitan Life
Mutual of Omaha
Principal
​
Structured Settlement Annuities
EPS Settlements, Inc.
Little, Meyers & Associates, LTD (Referral program)
​
Fixed Index Annuities
Allianz Life
Allianz Preferred
American General Life
American National
Athene
Delaware Life
Global Atlantic
Great American
Integrity Life
Lincoln Financial
Nationwide
North American
OneAmerica
Principal
Protective
Symetra
The Standard
Voya USA Annuity & Life (USG)
Western National
​
Disability Insurance
Ace Insurance
Assurity Life
Fidelity Security Life
Guardian
Lloyd's of London
Metropolitan Life
Mutual of Omaha
Principal
The Standard
​
Long Term Care
LifeSecure
Mutual of Omaha
National Guardian
Transamerica
​
Linked-Benefit Products
Forethought
Lincoln Life
Nationwide
New York Life
OneAmerica
​
Medicare Supplements
Mutual of Omaha
​
Accelerated Underwriting Programs
AXA
John Hancock (USA)
Lincoln Life
MetLife Insurance Co. USA
Principal
Voya Security Life of Denver
​
Worksite Solutions
Security Mutual Life of NY
​
412(i) Plan
American General Life
American National
Guardian
Lincoln Life
Security Mutual Life of NY
​
Loan Rescue
American General Life (no maximum)
AXA (75%)
Global Atlantic (50%)
John Hancock USA (no maximum)
John Hancock of NY (net csv plus premium must = the target and continue for 20 yrs)
Lincoln Life (varies by product)
Lincoln Life & Annuity of NY (varies by product)
MetLife Insurance Co. USA
Nationwide
Principal (no maximum)
Protective Life (80%)
Prudential Financial (50%)
United States Life of NY (no maximum)
Voya ReliaStar Life (no maximum)
Voya ReliaStar Life of NY (no maximum)
Voya Security Life of Denver (no maximum)
​
Premium Financing
Allianz
American General Life
AXA
Global Atlantic
Guardian
John Hancock (USA)
John Hancock of NY
Life Insur. Co. of the Southwest
Lincoln Life
MetLife
Minnesota Life
National Life
North American
Penn Mutual
Principal
Protective Life
Prudential Financial
Transamerica
Voya
​
Proactive Policy Management
John Hancock (USA)
Lincoln Life
Nationwide
Principal
Protective Life
Voya
​
Funeral Trust
Forethought